Deposit Loan

We offer the possibility of taking cash loans with 105% deposit. This loan can be indexed in EUR and RSD.

This loan is approved with repayment period of 12 to 84 months, the amount of 500 EUR to 250,000 EUR or 50,000 RSD to 25,000,000 RSD.

The interest rate for this loan is:
• For Loans indexed in EUR: NIR 3m Euribor*+5%, EIR from 9.17%
• For Loan in RSD: 2W Repo*+0%, EIR from 21.99%

Disbursement fee:

  • Without disbursement fee

Loan application can be submitted only with an ID card.

Example

Amount

Tenor

Deposit

Disbursement fee

Monthly administration fee

Installment

NIR*

EIR*

Cash loan indexed in eur

100.000

84

105%

0%

0.0%

1451.46

5.72%

9.17%

Cash loan indexed in rsd

10.000.
000

84

105%

0%

0.0%

164151.56

9.50%

20.73%


*2w Repo rate, whose value on 27.04.2012. was 9.50% has been used for EIR calculation for loans indexed in RSD.

*3m Euribor, whose value on 27.04.2012. was 0.72% has been used for EIR calculation for loans indexed in EUR.