Classic Fixed Term Deposit Savings, Fixed Term Deposit Savings

We would like to recommend depositing your money in Dinars with a fixed term of 1 to 12 months, or with a fixed term of 1 to 36 months for your money in foreign currencies - EUR, USD, CHF, GBP or CAD – with the highly stimulating interest rates.

Opening of the fixed term deposit account is free of charge.

Interest rates for deposits with fixed terms depend on the deposit currency and term of deposit.

Currency	Amount	Deposit term
		1 month	2 months	3 months	6 months	12 months	24 months	36 months
RSD	100.000,00 - 5.000.000,00	NIR 8.53%	NIR 8.56%	NIR 9.51%	NIR 10.09%	NIR 10.84%
		EIR 9.00%	EIR 9.00%	EIR 10.01%	EIR 10.52%	EIR 11.03 %
EUR	Over 1.000,00	NIR 3.40%	NIR 3.40%	NIR 3.89%	NIR 4.87%	NIR 5.42%	NIR 6.20%	NIR 6.40%
		EIR 3.15%	EIR 3.15%	EIR 3.60%	EIR 4.50%	EIR 4.96%	EIR 5.52%	EIR 5.54%
USD	Over 1.000,00	NIR 2.20%	NIR 2.20%	NIR 2.88%	NIR 3.42%	NIR 3.80%	NIR 3.97%	NIR 4.21%
		EIR 2.03%	EIR 2.03%	EIR 2.66%	EIR 3.15%	EIR 3.48%	EIR 3.57%	EIR 3.71%
CHF	Over 500,00	NIR 2.50%	NIR 2.50%	NIR 2.50%	NIR 2.50%	NIR 2.50%	NIR 2.50%	NIR 2.50%
		EIR 2.30%	EIR 2.31%	EIR 2.30%	EIR 2.30%	EIR 2.29%	EIR 2.26%	EIR 2.23%
GBP	Over 500,00	NIR 3.00%	NIR 3.00%	NIR 3.20%	NIR 3.50%	NIR 4.50%	NIR 5.00%	NIR 5.00%
		EIR 2.77%	EIR 2.77 %	EIR 2.96%	EIR 3.23%	EIR 4.12%	EIR 4.47%	EIR 4.38%
CAD	Over 500,00	NIR 2.50%	NIR 3.00%	NIR 3.00%	NIR 3.50%	NIR 4.00%	NIR 4.00%	NIR 4.00%
		EIR 2.30%	EIR 2.77%	EIR 2.77%	EIR 3.23%	EIR 3.66%	EIR 3.59%	EIR 3.53%

Annual level interest rates are shown in the following Table in gross amounts and the interest rates are fixed for the entire term of deposit.

Annual level interest rates are shown in the following Table in gross amounts and the interest rates are fixed for the entire term of deposit.

Interest rate amount for fixed term deposits depend on the deposit term and deposit currency.

After the end of the deposit term the Bank will pay the accrued interest and the entire amount of deposit together with the accrued interest is available for you from that day on.

In case that on the occasion of contract signing on fixed term deposit savings you opted for the automatic renewal of deposit term for the principal amount or for the automatic renewal of the term of deposit for the principal amount and the accrued interest rate after the expiry of the term of deposit, the Contract will automatically be renewed with exactly the same terms and conditions and with the same interest rate that was valid on the day of Contract renewal.

The new term of deposit will begin on the day of expiry of the previous term of deposit.

In case that you need your money before the end of the term of deposit, you can withdraw it at any given time.