A Vista Savings

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Accounts

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Account created to provide a broad range of benefits and to facilitate transactions with cash and cashless payments.

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The Bank is offering the citizens a possibility to deposit dinar and foreign currency amounts on their transactions accounts.

An account may be opened in dinars or in a foreign currency without a minimum deposit.
Account opening is made free of charge.
The deposited money is available for withdrawal whenever you need it and you can effectuate all cash and cashless payments, and at the end of each month, the Bank will pay off the accrued interest that is fully available to you from that date on.

Interest rates for transaction accounts:

CURRENCY	CURRENT ACCOUNT
RSD	NIR 0.50%
EUR	NIR 0.10%
USD	NIR 0.10%
CHF	NIR 0.10%
GBP	NIR 0.10%
CAD	NIR 0.10%

Annual level interest rates are shown in the following Table in gross amounts.

Representative example FOR CURRENT ACCOUNTS

CURRENCY	AMOUNT IN CURRENCY	NIR	GROSS INTEREST IN THE INITIAL CURRENCY	NET INTEREST IN THE INITIAL CURRENCY
RSD	10.000,00	0.50%	4.25	4.25
EUR	10.000,00	0.10%	0.85	0.76
USD	10.000,00	0.10%	0.85	0.76
CHF	10.000,00	0.10%	0.85	0.76
GBP	10.000,00	0.10%	0.85	0.76
CAD	10.000,00	0.10%	0.85	0.76
* Billing period is one month of 31 days for a constant amount during the period

A Vista Savings

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If you wish to have your money available to you at any given moment, with a safe yield, you should opt for the a vista savings.

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Money deposited in the a vista account can be withdrawn whenever you need it, and at the end of each month the Bank pays the accrued interest rate which is then completely available for you from that very moment on.

A vista account can be opened for the deposits in the following currencies: RSD, EUR, USD, CHF, GBP and CAD. No minimum initial deposit amount is required for a vista account opening and there are no charges for money depositing and no penalties for withdrawal of money.

Interest rates for a vista savings accounts:

CURRENCY	A VISTA SAVINGS
RSD	NIR 3.93%	EIR 4.10%
EUR	NIR 1.00%	EIR 0.91%
USD	NIR 0.75%	EIR 0.68%
CHF	NIR 0.75%	EIR 0.68%
GBP	NIR 0.75%	EIR 0.68%
CAD	NIR 0.75%	EIR 0.68%

Representative example FOR A VISTA SAVINGS ACCOUNT

CURRENCY	AMOUNT IN CURRENCY	NIR	GROSS INTEREST IN THE INITIAL CURRENCY	NET INTEREST IN THE INITIAL CURRENCY
RSD	100.000,00	3.93%	333.78	333.78
EUR	1.000,00	1.00%	0.85	0.76
USD	1.000,00	0.75%	0.64	0.58
CHF	1.000,00	0.75%	0.64	0.58
GBP	1.000,00	0.75%	0.64	0.58
CAD	1.000,00	0.75%	0.64	0.58
* Billing period is one month of 31 days for a constant amount during the period